Currency
Zloty (Zl) = 100 groszy. Notes are in denominations of Zl200, 100, 50, 20 and 10. The new coins are in denominations of Zl5, 2 and 1, and 50, 20, 10, 5, 2 and 1 groszy.
Currency exchange
Foreign currency can be exchanged at all border crossing points, hotels and bureaux de change, some of which are open 24 hours. Cash can also be obtained from Visa credit cards at banks.
Credit & debit cards
American Express, Diners Club, MasterCard and Visa are accepted in larger establishments. Check with your credit or debit card company for details of merchant acceptability and other services which may be available.
Travellers cheques
Readily exchanged. To avoid additional exchange rate charges, travellers are advised to take travellers cheques in Pounds Sterling.
Exchange rate indicators
The following figures are included as a guide to the movements of the Zloty against Sterling and the US Dollar:
| Date | May '04 | Aug '04 | Nov '04 | Feb '05 | | £1.00= | 7.11 | 6.65 | 6.02 | 5.84 | | $1.00= | 3.98 | 3.61 | 3.18 | 3.09 |
Currency restrictions
The import of local currency is allowed up to the equivalent of ¬10,000. The import of foreign currencies exceeding ¬10,000 or its equivalent in freely convertible currency must be declared. Residents and non-residents are allowed to export local currency up to the equivalent of ¬10,000. Residents are allowed to export foreign currencies up to the equivalent of ¬10,000. Higher amounts can be exported with permission of the Bank of Poland only. The export of foreign currencies exceeding ¬10,000 or its equivalent in freely convertible currency by non-residents must be declared. Gold and platinum, metal and articles of gold, platinum or metal are subject to special regulations.
Banking hours
Mon-Fri 0900-1600, Sat 0900-1300 in main cities. In smaller towns, banking hours are more limited.
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